Keller Williams Peachtree Road #6 Office in Atlanta in 2008

According to Atlanta Business Chronicle's rankings of Atlanta top 25 residential real estate offices for 2008, Keller Williams Realty Peachtree Road comes in at the 6th position. The list is compiled by ranking the gross residential sales volume and Peachtree Road, opened since 2002, had $280,000,000 in 1000 closed transactions for 2008.

According to BrokerMetrics, KW Peachtree Road is in the #2 position for 2009 ytd.

Every Keller Williams office is independently owned and operated and Peachtree Road joins 4 other KW offices among the top 25 in the ABC rankings.

Pretty good for a company that only arrived in Atlanta in 1999!

FIRST TIME HOME BUYER or INVESTOR

The opportunities for a first time home buyer or investor continue to amaze me. I recently had a 1st time buyer who was looking in a price range I was not familer with (90,000-$120,000).


Here's what we found and bought--4BR, 3BA with refinished hardwood floors in living room w/

fireplace- all new carpeting, freshly painted with all new appliances in kitchen, 2 car garage, w/

deck for $99,000 PLUS buyer qualified for 5% FHA loan and 3 1/2% down and gets an $8,000 tax credit!!!!! (This was a fannie- mae house) Location was only about 6 mi. outside I-285 with Lawrenceville address, and was move-in ready. Total monthly payment w/ PITI was $750.



After looking in Acworth, Kennesaw, and L'ville, and Stone Mtn. I found plenty of real values
in all of these areas. This was a whole new world and an education for me.

Considering Buying or Refinancing a Home and Concerned about a Loan?

If buying a home in this market of fantastic opportunity is in your plans or refinancing your current home makes sense, you are naturally concerned about obtaing financing in this tight credit market.

Be assured that money is still available and for most people an unblemished credit score and a steady paycheck will make a loan no more difficult to land than in years past. Lenders say you need to be financially fit and have the documents to prove it. In other words, we are back to a more normal credit environment.

To prepare for a lender's scrutiny:

• Check your credit report. The quality of your credit report and FICO credit score help determine the terms of a loan. Go to the officiial web site for getting your free credit report, www.annualcreditreport.com or call 877-322-8228.
• Fix errors in your report. It can take six months or more to get an error fixed. Consumer reporting groups must investigate legitimate disputes and respond within 30 days.
• Improve your score. Boost your score as quickly as possible by reducing what you owe and never making late payments. Do not appy for credit that you do not need.
• Monitor bills carefully. Eliminate credit card debt. Stay well below your limit, pay at least the minimum due and pay on time.
• Gather records. Lenders will want pay stubs, bank statements, tax returns, proof of mortgage or rent payments and other documents.
• Save up. To accumulate the serious down payments required now (conventional loans require 10-20% and FHA loans 3.5%), live below your means and save.